Do you know How to trick liberty mutual righttrack? Consulting your insurance agent to see if you’re eligible for any insurance discounts is always a welcome advice. But then, what if you want to save even more on your insurance policy?
You don’t have to go for reduced coverage amounts just to lower your premium. Liberty Mutual offers current policyholders a program. This program is designed to help drivers to save money just for safe driving practices. RightTrack provides several options depending on the state where you live.
How to liberty mutual righttrack?
How to trick liberty mutual righttrack program is designed to help drivers with wonderful driving habits save money on their insurance coverage. You can enroll in the Right Track Tag program, Plug-In program, or Mobile program. This depends on the state where you live. All three options utilize telematics in order to offer you a premium discount.
Telematics
What is telematics? Liberty Mutual can assess your driving habits in one of several ways with the help of telemetry. Telemetry includes location information, speed data, location and more. Your driving habits will be recorded and sent to Liberty Mutual regardless of which of the program you enroll in.
How does RightTrack work?
All three options work the same way even though they are slightly different in design. How to trick liberty mutual righttrack can evaluate your driving habits throughout a 90-day period. At enrollment, policyholders are offered an initial discount. At the completion of the trial, the final discount is calculated. The program will help you save a significant amount of money over the life of your policy if you’re considered a safe driver at the end of the program.
Liberty Mutual RightTrack is used for motorists who provide correct information and use the device in their everyday driving routine. Some try to cheat the system by letting others drive their car. Some others alter their schedule to drive less at night. This will catch up with them one way or another and they will be penalized. Some states will consider this action to be fraudulent activity.
What does RightTrack record?
There is no need to worry if you’re not comfortable being monitored or tracked by a GPS tracker. Liberty Mutual does not record every aspect of your life on the road. RightTrack is only concerned with the total number of miles driven, braking, acceleration, and nighttime driving.
How is the information used?
Liberty Mutual Auto collect your data in the hopes of offering a RightTrack discount after of 90 days. It also relies on your information for research purposes. Liberty Mutual will not use the data collected from the RightTrack device to determine your policy eligibility. Thus, there’s no chance of waking up to a cancellation notice or a non-renewal for participating in the program.
Who is Eligible for Liberty Mutual RightTrack?
If Liberty Mutual is your current auto insurer and you drive a relatively new vehicle, you’re can participate in RightTrack. Most states will require that your car be at least a 1996 model or newer to be compatible with the program.
Costs and Discounts of Liberty Mutual RightTrack
Participation in RightTrack is completely free. You’ll be get an initial discount on your current policy. After that, you may receive up to a 30 percent savings after Liberty Mutual evaluates your driving data. If you are Liberty Mutual customer the discount is applied to each policy term.
Liberty Mutual RightTrack: Step by Step
Register
Depending on the state you live in, enrolling in RightTrack will take one of several different ways. First step, visit www.libertymutual.com to register for the program or call 1 (800) 295-2820.
Registration is free and is available to most Liberty Mutual customers.
Set up Your Device and App
You might use a tag, a small device affixed to your windshield near your rear-view mirror. Some customers may be given a plug-in device to be inserted into the OBD port of their vehicle. Others might simply need to employ the use of a mobile app that tracks driving habits. The tag device, plug-in, and mobile all work hand in hand with the RightTrack app for efficient monitoring of your data.
Evaluation Period
Liberty Mutual Insurance Company conducts a 90-day review period. During this period, the RightTrack program observes their driving behavior. There will be no penalty if you end your participation in the program before this review period is over.
Returning the tracking Device
A shipping box is usually sent to policyholders. It’s necessary to return the Liberty Mutual RightTrack monitor at the end of the program. The device not designed for continuous monitoring past 90 days.
Receiving Your Discount
The easiest and sweetest part of the RightTrack program is enjoying your savings. Liberty Mutual will decide your discount based on your safe driving. Drivers can save between 5 to 30 percent on their premiums when the evaluation period is complete.
How to Cancel Liberty Mutual RightTrack
In the event you change your mind changed your mind before your evaluation period ends, simply contact Liberty Mutual. Your policy will be adjusted to reflect the change and your initial discount will be withdrawn.
Is Liberty Mutual RightTrack Worth Enrolling in?
Liberty Mutual customers love the benefits that come along with the program. This is because it is easy to use. It also doesn’t require drivers to change their driving routine in any way. Most importantly, it can provide drivers with substantial savings on their auto policy.
Pros and Cons of the program
How to trick liberty mutual RightTrack? The RightTrack program analyzes your driving habits for only 90 days before offering discounts over the life of your policy. Also you can conveniently monitor your own driving behavior from your smartphone using the mobile app. There will be no penalty for poor driving even if your 90-day review period is filled with hard braking and rapid acceleration. The worst that can happen is that you will receive a lesser discount than expected once you’ve completed the program.
Though the program sounds great, it is not without flaws. At times, the time of day you drive is unavoidable. If you often drive at night, you may not save as much money as you’d like to. It is not possible to be a perfect driver all the time, and the program will definitely track every time you aren’t.
Reviews on Liberty Mutual RightTrack program
Generally, customers say great things about the RightTrack program. The program helps to offset the cost of base coverage for your vehicle. It also makes a big difference toward your overall premium if you also have homeowners or renters insurance in the company. A lot of people, view the program as easy to register for. Many say that they’ve saved hundreds of dollars through the program.
However, not everyone has something good to say about the program. Some policyholders claim that the tracking device is too sensitive to acceleration and braking. They feel that Liberty Mutual doesn’t consider the fact that imperfect driving is inevitable. They feel or think that it’s not fair for their discount to be affected by some minor events.
Can I trick the device into giving me the maximum discount?
There are several ways to trick the RightTrack program. You can have other people drive your vehicle. You can also use a completely different car from the one listed on your policy during the 90 day review. However, Liberty Mutual has sophisticated technological equipment and can find you out. They can revoke your discount if you’re discovered to be cheating the system.
In conclusion, you do not need to spend a lot of time researching how best to save money on your car insurance. Liberty Mutual has made it easy to save up to 30 percent just for safe driving. There are plenty of options to choose from if you’re not ok with the coverage.