I Can’t Afford Car Insurance What Should I Do – Car insurance are determined based on several factor out of an unexperienced individual control. These factors include age and location. However, coverages also affect the cost, The lower the coverage, the more affordable the premium. It is possible to find a car insurance premium as low as $17 depending on your place of residence.
Beyond lowering individual coverage, you can also save on a policy by comparing car insurance quotas, finding discounts you may be eligible for or buying pay per mile insurance.
What to do if you can’t afford a Car Insurance
So many people need a car insurance but cannot afford it because of it rates are too high, there are ways to find more affordable options. Below are listed some key strategies to help lower the cost of auto coverage. The first few measures comparing quotes and changing coverage limits are quick and easy to do. Options like improving your credit score and removing driving violations from your record can take anywhere from a few months to a year.
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Other Options if you can’t afford a car Insurance
- Compare minimum car insurance policies in your state.
- Seek out all available discounts.
- Get a pay-per-mile car insurance quote.
- Improve your credit score and keep a clean driving record.
How to Find Affordable Minimum Coverage In your Residence
With the chance that you can’t afford car insurance and you have trouble finding a policy that suits your needs, note That a minimum amount of coverage policy is the lowest level of coverage you should purchase. The minimum amount of coverage you’ll need depends on the laws in your state, as it can vary depending on where you reside.
While a policy following a state’s minimum coverage limits may be cheaper than most, note that it might not be how much car insurance you’ll really need. Minimum coverage policies don’t come with comprehensive or collision insurance, which protect your vehicle, yourself and passengers in an accident.
To help you find the cheapest options, below is listed, the most affordable insurance companies for the average driver in each state. For instance, Nodak Mutual in North Dakota offers car insurance at an average of $17 per month, while GEICO provides coverage for $19 in Idaho.
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Below is a table showing minimum coverage insurance company in each state in the US on Average:
| State | Cheapest Company | Monthly Premium |
| Alaska | GEICO | $38 |
| Alabama | GEICO | $31 |
| Arkansas | GEICO | $31 |
| Arizona | GEICO | $31 |
| California | Progressive | $40 |
| Colorado | GEICO | $31 |
| Connecticut | GEICO | $39 |
| Washington D.C | GEICO | $29 |